Get the degree. Skip the debt.

The system is a six-figure debt trap. I'll show you how to beat it.

About Rick

For years, I sat on the other side of the admissions desk, inside college enrollment management systems, deciding how universities price degrees, how financial aid packages get built, and where the hidden costs get buried. I've seen how these decisions actually get made, not just how they're supposed to work.

Today, I've turned that insider knowledge entirely toward you, the family about to put a student through college.

I'm an education insider, a Certified College Funding Specialist and the author of the upcoming book, Get the Degree, Skip the Debt. I've watched families cross a school off the list on sticker price alone, only to find out later it would have cost them less than the state school they settled for. That's the exact mistake insider knowledge prevents.

You do not have to make the same mistake millions of American families do.

  • Insider Advantage: I've sat inside the system that decides your financial aid. I know how these decisions actually get made, and how to work with that, not against it.

  • 100% Independent: I sell no financial products, accept zero school commissions, and take no third-party kickbacks.

  • Your Financial Shield: My sole goal is the best outcome for your family - the right school, at the lowest possible out-of-pocket cost.

Every relationship starts with a free 20-minute call, just to see if there's real opportunity for your family and whether it makes sense to go further. From there, most families move into a full strategy session to build the actual plan.

Fill out the form below to get started. I'll follow up personally.